Independent Investment Advice
We are fee-only independent investment advisers dedicated to helping clients make the most from their savings. We advise and make recommendations for you only after we have assessed your needs. Our recommendation is based on a comprehensive and fair analysis of the market.
Being independent gives us the flexibility to expand the range of asset classes across different product providers. This helps us to choose a better investment than choosing an investment from a fixed list.
Investing strategies for different life stages
Investing to grow wealth
Focusing to grow your investments today could benefit you in future to pay of your liabilities and debt. Whether you are just starting out or are new to investing, we could help structure an investment strategy designed to grow your investments in the long-term.
Investing to preserve capital
You could have a peace of mind once you know your investments are not likely to go down in real terms due to the effect of inflation. We could help structure an investment strategy designed to preserve your investments.
Investing to navigate challenging events
A challenging life stage such as divorce could likely give rise to the need to review your investments. We could work to ease your financial stress by reviewing assets and structure an investment strategy designed to generate income from your investments.
What we do
Forward looking estimates
We use forward looking estimates for investment planning and constructing your portfolio.
Independent Investment Advice
Our relationship is purely advisory
Transparent Fees
Our fees are transparent and fully disclosed upfront.
Ethical Focus
We put client's best interest first and always have an ethical focus.
What we don't do
Rely on past performance
Performance in the past could be due to various factors which may not persist in the future.
Tips
Tips on possible fluctuations in stocks prices and market movements.
Minimum fees
We do not charge any minimum fee for our services.
Chase or guarantee returns
Return chasing as a futile exercise and we do not believe in guaranteeing minimum returns.
Take the next step
Broad choice of asset classes
We consider range of different investment options and select the most suitable to be included in your investments portfolio. There is no one-size fits all approach that works and every client's circumstances and risk tolerance limits vary. Being independent gives us the flexbility to expand the range of asset classes across different product providers. This helps us to choose a better investment than choosing an investment from a fixed list.
Asset class mix
Every asset class has distinct risk and return characteristics. Your personal circumstances and your risk assessment will eventually determine the specific mix of asset classes that will form part of your investments portfolio.
Types
We normally consider the following types of investments vehicles when creating your investment portfolio: -
- Open Ended Funds (OEIC)
- Close Ended Funds
- Exchange Traded Funds
- Investment Trusts
The list is not exhaustive and certain investment vehicles may be suitable/unsuitable based on your personal circumstances and risk assessment. A list of frequently asked questions can be found here
Our fees
Initial Charge
3% of investment amount
Ongoing Charge (optional)
1% annually
